Insurance Investigation
Workers Compensation Fraud
The Private investigator is a trained individual to handle such fraudulent workers compensation claims. He/she has required tools that help uncover the fraud and provide proof that is admissible in the court. The primary step in investigating the worker compensation claim is to detect any possibility of fraud. To uncover fraud in compensation claims it is necessary to act fast before the evidence is destroyed. Private investigators use several techniques to find out fraudulent worker compensation claims such as:
1. Interviews and research
2. Background checks and research
3. Surveillance
4. Evidence gathering
Life Insurance Fraud
Investigators work to uncover cases of people who claim life insurance while still alive or those who claim too much in life insurance. Investigators also verify the existence of an individual who has life insurance being collected on them.
Health Care Insurance Fraud
This investigation tries to determine whether someone is getting paid for health care that they are not receiving or is filing health care claims and requests that are not valid or needed. Insurance claims investigators will search billing records and make sure that doctors and patients are not colluding to commit fraud.
Automobile Insurance Fraud
Some criminals stage accidents, in which they purposely collide with another car and then try to accuse the other driver of an accident in order to file claims. Some criminals attempt vehicle theft fraud, trying to get money for a car which was not, in fact, stolen. Insurance fraud investigators uncover these schemes.
Property Insurance Fraud
In this type of insurance investigation, investigators discover disaster fraud, which includes false claims of damage. Investigators will often try to find out if the claimant has upgraded their coverage before the claim was filed. They also investigate property fraud to find evidence against those who make false claims about property damage.
